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The Loan Borrowing Policy guides Council on how it should undertake borrowing in a way that minimises risk, stays within borrowing limits set by the Policy, and maintains sound fiscal management principles. It aims to provide Council with the flexibility to respond to funding requirements while making decisions about spending with future generations in mind. It also requires Council to publicly report and disclose loan information.


Your input will help refine the policy before it is presented to Council for adoption. We invite you to review the draft Financial Reserves Policy below and share your feedback in our survey below by 11.59pm 15 March 2026.

Learn more about the Loan Borrowing Policy

The revised Borrowing Policy is designed to set the parameters for Council to undertake borrowings without compromising the application of sound fiscal management principals.

Yes. Under the Local Government Act 2020 (the Act), section 102 (1), Councils must prepare and adopt financial policies that give effect to the financial management principles, as set out in the Act under section 101.

The Policy is guided by the Connected Places and Economy Theme of the Council and Wellbeing Plan 2025-2029 and financial management principles, as outlined in the Act.

Engagement activity

Engagement overview

Engagement purpose

The purpose of community engagement on the revised Loan Borrowing Policy was to check that it clearly explains the key principles, borrowing limits and thresholds, borrowing structures and lending institutions, and reporting requirements.

Engagement dates

Community engagement is open for feedback from 11 February to 15 March 2026.

Engagement methods

Participants are invited to review the revised policy and answer a short survey, including a space to add free text comments.

Participants can also contact the project team directly by phone or email using the contact details published on the project page.

The policy can be reviewed in several ways:

  • View the document on a webpage (no download required)
  • Download a PDF copy of the policy to view on a device or print at home
  • Telephone the project team to ask questions and discuss the policy document

Participants have access to the following supports:

  • Language translation tool on the Engage Frankston page
  • Contact the project team by phone or email to discuss the document and provide feedback
  • Make use of Councils interpreter service or the National Relay Service

Council promoted the project to reach interested community members by:

  • Sending a new project notification email to 426 Engage Frankston members with a registered interest in "Council business and finance" and
  • Including an article about the Policy in the Frankston City eNews.

Engagement Results

A summary of the engagement results will be published here following the engagement period.

Services to support your participation

Council can arrange a telephone interpreter for you, call us on 1300 322 322


Or you can call:



Interpreter Service: 131 450
NRS: 133 677 or 1300 555 727


Acknowledgement of Country

Frankston City Council respectfully acknowledges the traditional owners, the Bunurong people, as the custodians of this land. We pay respect to all Aboriginal community Elders, past and present, who have resided in the area and have been an integral part of the history of the region.

Contact Us

Frankston City Council

PO Box 490
Frankston 3199
Tel: 1300 322 322
info@frankston.vic.gov.au

Translation and accessibility

Council can arrange a telephone interpreter for you, call us on 1300 322 322

Or you can call:
Interpreter Service: 131 450
NRS: 133 677 or 1300 555 727

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